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While your day-to-day operations are complex, understanding Business insurance doesn't have to be. There are coverage options available to protect just about every aspect of your business from employee injury to natural disasters. Some insurance is required by law and others by business associates, such as lenders and landlords. Obtaining the right type and amount of insurance for your business will help you avoid gaps in coverage where you need it most.

  • Commercial Auto                                                           Workers Compensation

  • Life Insurance                                                                 Group Health Insurance

  • Disability Insurance                                                       Builders Risk

  • Commercial General Liability                                       Commercial Property

  • Excess Liability                                                                Umbrella Liability


  • Inland Marine/Equipment


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  •  The structure of your home

  •  Replacement costs

  •  Personal possessions (up to a set limit)

  • Living expenses in case of a disaster

  • Liability


Homeowner’s coverage doesn’t have to be difficult to understand. A basic Fava Financial Homeowners Insurance Policy will cover the following:

You can also add supplemental policies such as:

  •  Valuable Articles/Floater policies

         (i.e. Jewelry Insurance)

  •  Flood policies

  •  Umbrella policies (additional liability)


Life insurance is a crucial step in planning for your future and the future of your loved ones.

  • Life Term Insurance provides life insurance protection for a specified period of time. Term life is sometimes convertible to permanent coverage, providing you with flexibility as your needs change.

  • Whole Life Insurance is a form of permanent life insurance that remains in force for your entire lifetime, provided premiums are paid as specified in the policy.

  • Universal Life Insurance is a form of permanent life insurance characterized by its flexible premiums, face amounts and unbundled pricing structure. The savings element, premiums and death benefit can be reviewed and altered as a policyholder’s circumstances change.


16 Furler St.

2nd FL

Totowa, NJ 07512


Tel: 888-756-6602

Tel: 973-826-2099

Fax: 201-603-1183


Monday - Friday 

9:00 am to 5:00 pm


Saturday, Sunday & Evenings

by Appointment

144 Sota Dr.

Jupiter , FL 33458


Tel: 888-756-6602

Fax: 201-603-1183aDr.

  • Classic Car Insurance – Your classic car is an icon. Insure it well.

  • RV and Mobile Home Insurance – Home insurance for your home-on-the-road.

  • Boat and Watercraft Insurance – Insurance coverage for the captain of the ship.

  • Auto Insurance – Get the right insurance coverage for your car, truck, van or

        other vehicles.

  • Motorcycle Insurance – Ride safe and insure your motorcycle.

  • ATV and Motorsport Insurance – Insurance policies that cover all your toys.


The insurance protection you need when you’re on the move:


Employee Benefits

Why are employee benefits important? Offering benefits to your employees is important because it shows them you are invested in not only their overall health, but their future.  A solid employee benefits package can help to attract and retain talent. Benefits can help you differentiate your business from competitors.

  • Medical

  • HSA/FSA                                                                                     

  • Dental

  • Vision


  • Group Life

  • 401k/IRA

  • Voluntary Benefits

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