Commerical
Insurance
I
While your day-to-day operations are complex, understanding Business insurance doesn't have to be. There are coverage options available to protect just about every aspect of your business from employee injury to natural disasters. Some insurance is required by law and others by business associates, such as lenders and landlords. Obtaining the right type and amount of insurance for your business will help you avoid gaps in coverage where you need it most.
-
Commercial Auto Workers Compensation
-
Life Insurance Group Health Insurance
-
Disability Insurance Builders Risk
-
Commercial General Liability Commercial Property
-
Excess Liability Umbrella Liability
-
-
Inland Marine/Equipment
INSURANCE
Fill out this form
GET A QUOTE!
Home
Insurance
-
The structure of your home
-
Replacement costs
-
Personal possessions (up to a set limit)
-
Living expenses in case of a disaster
-
Liability
Homeowner’s coverage doesn’t have to be difficult to understand. A basic Fava Financial Homeowners Insurance Policy will cover the following:
You can also add supplemental policies such as:
-
Valuable Articles/Floater policies
(i.e. Jewelry Insurance)
-
Flood policies
-
Umbrella policies (additional liability)
Life
Insurance
Life insurance is a crucial step in planning for your future and the future of your loved ones.
-
Life Term Insurance provides life insurance protection for a specified period of time. Term life is sometimes convertible to permanent coverage, providing you with flexibility as your needs change.
-
Whole Life Insurance is a form of permanent life insurance that remains in force for your entire lifetime, provided premiums are paid as specified in the policy.
-
Universal Life Insurance is a form of permanent life insurance characterized by its flexible premiums, face amounts and unbundled pricing structure. The savings element, premiums and death benefit can be reviewed and altered as a policyholder’s circumstances change.
CONTACT US
Locations
16 Furler St.
2nd FL
Totowa, NJ 07512
Tel: 888-756-6602
Tel: 973-826-2099
Fax: 201-603-1183
Hours
Monday - Friday
9:00 am to 5:00 pm
Saturday, Sunday & Evenings
by Appointment
-
Classic Car Insurance – Your classic car is an icon. Insure it well.
-
RV and Mobile Home Insurance – Home insurance for your home-on-the-road.
-
Boat and Watercraft Insurance – Insurance coverage for the captain of the ship.
-
Auto Insurance – Get the right insurance coverage for your car, truck, van or
other vehicles.
-
Motorcycle Insurance – Ride safe and insure your motorcycle.
-
ATV and Motorsport Insurance – Insurance policies that cover all your toys.
The insurance protection you need when you’re on the move:
Car
Insurance
Employee Benefits
Why are employee benefits important? Offering benefits to your employees is important because it shows them you are invested in not only their overall health, but their future. A solid employee benefits package can help to attract and retain talent. Benefits can help you differentiate your business from competitors.
-
Medical
-
HSA/FSA
-
Dental
-
Vision
-
LTD/STD
-
Group Life
-
401k/IRA
-
Voluntary Benefits